Back to top

To search, just start typing...



Please select which division you would like to log in to.

The Wealth Perspective - Third Quarter 2018

03 October 2018

The Wealth Perspective - Third Quarter 2018

Welcome to the latest edition of the Wealth Perspective

In this edition of The Wealth Perspective, Chief Investment Officer Adriaan Pask focuses on the green shoots in our economy. National Head of Sales, Jac de Wet, points out that exceptional investment portfolios are made in the midst of economic winter. Grant Meintjes, Head of our securities business, provides insights into how to take advantage of market opportunities. Head of Estate and Trust Services, Willie Fourie, notes that it may be time to spring-clean your estate plan. Jan van der Merwe, Head of Actuarial and Product, discusses how to make fair cost comparisons. Lastly, Shreekanth Sing, Technical Legal Adviser, provides guidance on the factors to consider when the time comes for your medical aid scheme review.

Download newsletter as PDF

Welcome to the latest edition of The Wealth Perspective

Marilize Lansdell

The seasons have undoubtedly turned. If you pay close attention, the signs of renewal and growth are all around us. The turning of the seasons is the time when many of us get the urge to renew, refresh and revamp our lives. We celebrate the end of winter by making a clean sweep of bad habits and baggage that is likely to hold us back when it comes to making the most of summer. Our homes and cupboards are fair game for a makeover.

Read more
Download article as PDF

A word from our CIO

Adriaan Pask

Green shoots in the domestic economy as spring arrives

It might be true that the feeling of “Ramaphoria” has receded since President Cyril Ramaphosa took office in February this year. While confidence in the domestic economy has been wavering, green shoots are appearing – which makes us more positive about the domestic investment climate. I dare say we are feeling somewhat excited about what can transpire in the coming months. In this article, we consider some reasons to feel more optimistic about the local investment climate.

Read more
Download article as PDF

Industry views

Jac De Wet

What exercise and investments have in common

What do investing and getting ‘summer’ ready have in common? More than you may think! Dedication, perseverance and discipline are as key to investment success as they are to getting fit. The most important realisation, however, is that it is a lifestyle decision – not a one-off effort. You need to adopt three key behaviours to be successful in making this long-term lifestyle shift: (1) understanding behavioural effects, (2) having realistic expectations, and (3) actively planning with a clear strategy to achieve your goal.

Read more
Download article as PDF

Investing and trading

Grant Meintjes

How to grow your portfolio in a disciplined manner

Effective portfolio management requires as much discipline when adding to your portfolio as it did when initially setting it up. Recent market conditions, while turbulent, may very well have worked in investors’ favour by offering opportunities to enter or build positions in undervalued shares at attractive levels. Getting caught up in market emotion (both positive and negative) can be dangerous but, by applying two basic principles, investors can make sure that they are better positioned to capitalise on market volatility. These are (1) taking a focused approach, and (2) using proper follow-up buys.

Read more
Download article as PDF

Estate matters

Willie Fourie

Is it time to revamp your estate plan?

During spring we see blossoms everywhere. Everyone tackles their fitness programmes with renewed vigour and excitement. Drab winter wardrobes are replaced by bright spring colours. It’s also a good time to review your estate and financial planning. The interim last will and testament that you hastily drafted two years ago before you left on an overseas holiday needs to be looked at in more detail. Similarly, the many legislative changes over the past few years have necessitated a revamp of your estate planning. There is a feel-good factor to getting this started as, for many people, it usually sits in the back of their minds on a long overdue to-do list.

Read more
Download article as PDF

Quarterly insight

Jan Van Der Merwe

Is the grass really greener? Understanding product fees brings clarity and focus

Clients often ask us about costs – and rightly so. Whatever you pay away in fees effectively reduces your return, so keeping fees in check is a sure-fire way to enjoy more growth. However, you need to understand what you are looking at and know what else you need to consider if your comparisons are going to be fair and accurate. A clear understanding of fees allows you to focus on other important aspects, such as product wrappers and underlying investment instruments. Only when you have considered the total picture can you truly tell if the grass is greener on the other side.

Read more
Download article as PDF

Employee Benefits Insight

Shreekanth Sing

What to consider when making changes this medical aid season

The change of seasons coincides with the time that medical schemes announce their benefit changes for the following year. It is tempting to speed through the process of selecting a medical aid option for the year ahead, but you need to consider how your circumstances and health have changed and whether your current option is still appropriate for you.

Read more
Download article as PDF

Recommended Articles

The Wealth Perspective - First Quarter 2019

EB Insight

Estate matters


Copyright © PSG Konsult Ltd (1998-2019), All Rights Reserved. FAIS affiliates of the PSG Konsult Group are authorised financial services providers.