We can help you to start saving
How to save
Many people mistakenly use the terms ‘saving’ and ‘investing’ interchangeably. Though both are used to achieve your financial goals, there are differences between the two approaches, and each has its own role to play in your holistic financial plan.
Your first step to achieving any savings goal is to develop a holistic financial plan to effectively allocate your hard-earned savings.
Savings
Saving usually refers to putting your money into cash or money-market linked products with low risk, and it is typically for short-term goals. You may put your savings into a bank account, where it will earn a small amount of interest at very low risk.
Investments
Investing, on the other hand, is when you spend your money on something that promises to deliver future returns, most likely in financial markets. Investing has higher risk and is best for longer-term goals, such as investing for your retirement.
Savings
Save for your dream education
Save for your dream house
Save for a goal
Investments
To get you started
We have a variety of investment products
We offer a comprehensive range of investment products, with a wide selection of underlying investment instruments for you to choose from.
Through our investment platform, you can invest in our multi-managed solutions, unit trusts from PSG Asset Management, unit trusts from a wide range of other management companies.
Tax Free Investment Plan
From R6 000
Offshore Voluntary Investment Plan
Minimum lump sum USD/GBP 1 000
Voluntary Investment Plan
From R20 000
Endowment
From R20 000
Retirement
What do you want your retirement to look like? If you are looking for a quality lifestyle in retirement, then retirement planning should be on your priority list.
You should start saving sooner rather than later for your retirement.
Stockbroking
Do your homework
Markets are volatile and inexperienced share traders can lose money. Take the time to plan, prepare and educate yourself. Define your goals clearly and decide how much you are willing to invest (it’s not advisable to invest borrowed money). As our client, you have access to independently researched fundamental analysis reports on JSE-listed companies and regular material on fundamental research and technical charting.
Latest news
Your estate plan: A matter of life and death
When we think about estate planning, we think of a plan outlining a tax-efficient way to deal with our assets when we pass away. Instead of viewing this as a ‘death plan’, try to think of it as a ‘life plan’ – a strategy created during your lifetime to ensure that your wishes are fulfilled, and that your loved ones benefit as intended after you pass away.
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Understanding the Risks of Holding Cash in South Africa
Many investors are currently sitting on the sidelines of the market – holding cash reserves while waiting for better investment opportunities. National Treasury notes that household deposits in banks in South Africa exceeded R1.7 trillion in 2023, which is about three times higher than what has been the norm since the inception of this measurement, and this trend can also be observed in global markets.
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Budget Speech 2024/2025
A summary of key Budget provisions and highlights, as well as an infographic of the South African Budget Speech 2024/2025.
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SONA 2024 Summary
The FTSE/JSE All Share Index and the rand weakened yesterday ahead of President Cyril Ramaphosa's State of the Nation Address (SONA). At 18h00, the rand had weakened by 0.51% to trade at R18.98 against a broadly stronger US dollar, while the JSE lost 0.79% to trade at 73 725 points.
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Direct tips & tools for your trade today
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Globally integrated, team-based approach credited for Raging Bull success
PSG Asset Management delivered a strong showing at the most recent Raging Bull Awards. The prestigious awards recognised funds that delivered category-leading performance for various periods ended 31 December 2022.
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