How To Invest | PSG

How to invest

Talk to an adviser

When it comes to trading and investing, there are a lot of options for you to consider. If you need help to evaluate these options fully or do not have time to monitor the markets on your own, it might be a good idea to rely on the advice and expertise of a professional. We have over 250 offices throughout South Africa and one in Windhoek, which means that quality advice is at your doorstep.

            

Invest online

If you feel comfortable investing on your own, you can register for an online account and get started – simply follow our step-by-step registration processes. This allows you to build your own investment portfolio. Trade securities or invest in our multi-managed solutions, unit trusts from PSG Asset Management or unit trusts from other asset managers.

      

Investment & Savings

Step 1: Register online and choose the unit trusts for your investment.

Step 2: If you are a new client, send us your FICA documents.

Step 3: Log in and submit your investment instruction.

 

What banking details do I use?

Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client

Administration fee per year (excl. VAT)
Initial feeNone
Ongoing feePSG unit trusts*Other unit trusts
R0 - R1 500 0000.304%0.500%
> R1 500 000 - R6 000 0000.200%0.200%
> R6 000 0000.100%0.100%

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

            

Step 1: Register online and choose the unit trusts for your investment.


Step 2: If you are a new client, send us your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• bank statement less than one month old
• transferring fund's withdrawal form
• for unit transfers: transfer of units In form


Step 3: Log in and submit your investment instruction.

 

What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client fees

Administration fees (excl. VAT)  
Ongoing administration fee (for investments with a total value less than R50 000)PSG fundsOther funds
<R50 0001.00%1.00%
Ongoing administration fee (for investments with a total value greater than R50 000)PSG fundsOther funds
First R1 500 0000.304%0.500%
Next R4 500 0000.200%0.200%
Above R6 000 0000.100%0.100%

The sliding scales above apply to the total market value across all platform investments linked to your investor number assigned by PSG Wealth.

Transaction feesFees (excl. VAT)
Switching feeNone
Debit order returning feeNone

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

 

Statutory Charges:
20% of dividends payments are withheld by withholding agents who will then pay the tax to SARS.

            

Step 1: Register online and choose the unit trusts for your investment.


Step 2: If you are a new client, send us your FICA documents.


Step 3: Nominate your beneficiaries using the Beneficiary Nomination Form.


Step 4: Log in and submit your investment instruction.
Your instruction will be processed automatically.

 

What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Note that our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client fees

Administration fee per year (This product is VAT exempt)
Initial feeNone
Ongoing feePSG unit trusts*Other unit trusts
R0 - R1 500 0000.350%0.575%
> R1 500 000 - R6 000 0000.230%0.230%
> R6 000 0000.115%0.115%

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

 

Statutory Charges:
20% of dividends payments are withheld by withholding agents who will then pay the tax to SARS.

            

Retirement

Step 1: Register online and choose the unit trusts for your investment.


Step 2: If you are a new client, send us your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• letter requesting the transfer (addressed to the transferring company)
• for unit transfers: Transfer of Units In Form


Step 3: Nominate your beneficiaries using the Beneficiary Nomination Form.


Step 4: Log in and submit your investment instruction.

 

What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client fees

Administration fee per year (This product is VAT exempt)
Initial feeNone
Ongoing feePSG unit trusts*Other unit trusts
R0 - R1 500 0000.350%0.575%
> R1 500 000 - R6 000 0000.230%0.230%
> R6 000 0000.115%0.115%

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

            

Step 1: Register online.


Step 2: Complete the application form (which includes your choice of unit trusts for your investment) and send it to us, together your FICA documents.


Step 3: Log in and submit your investment instruction.

We will be in contact with your current pension or provident fund provider to receive the necessary documents and investable funds. Your instruction will then be processed automatically.

 

What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client fees

Administration fee per year (This product is VAT exempt)
Initial feeNone
Ongoing feePSG unit trusts*Other unit trusts
R0 - R1 500 0000.350%0.575%
> R1 500 000 - R6 000 0000.230%0.230%
> R6 000 0000.115%0.115%

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

            

Step 1: Register online.


Step 2: Complete the application form (which includes your choice of unit trusts for your investment) and send it to us, together with your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• bank statement less than one month old
• letter requesting the transfer (addressed to the transferring company)
• for unit transfers: Transfer of Units In Form

Step 3: Log in and submit your investment instruction.
We will contact your current pension or provident fund provider to receive the necessary documents and investable funds. Your transfer instruction will then be processed automatically.

 

What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.

 

Direct client fees

Administration fee per year (This product is VAT exempt)
Initial feeNone
Ongoing feePSG unit trusts*Other unit trusts
R0 - R1 500 0000.350%0.575%
> R1 500 000 - R6 000 0000.230%0.230%
> R6 000 0000.115%0.115%

*Fee is only applicable when investing in a PSG unit trust fund.

 

Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.

            
PSG Financial Services +27 (21) 918 7800

Stay Informed

Sign up for our newsletters and receive information on finance.

©2024 PSG Financial Services Limited. All rights reserved. Affiliates of PSG Financial Services, a licensed controlling company, are authorised financial services providers.
Message us