Top-up cover helps you to pay for costs that your insurer does not pay out when you make a claim. Depending on your cover and the nature of your claim, this makes sure that you are not out-of-pocket when your insurance pay-out does not cover your full loss or your claim is less than the excess you have to pay in.
Get a quote
Please note that you must have short-term insurance to take out top-up cover.
Send us your details to get an insurance quote and we'll call you back.
We can put you in touch with a financial adviser or you can find an adviser in your area.
What are the options?
- You can cover shortfalls on claims for personal belongings and household contents, and can also include car insurance add-ons.
- You can cover claims that are less than the excess you have to pay in (your actual excess and other excess amounts e.g. windscreen excess).
- You can cover a part of your loan repayment if your car is stolen or written off.