Liability Cover

Liability insurance protects your business against claims for injury, damage or loss caused during your day-to-day operations. This may include public liability, employer's liability, product liability and more — helping you manage risk with confidence.

D&O cover safeguards your leadership team from personal financial loss if they are held liable for decisions made in their roles. It helps protect directors and officers against claims of mismanagement, breach of duty — supporting good governance and peace of mind.

Whether you're hosting a conference, launch or community event, this cover helps protect your business against claims for injury or damage that may occur during the event. It gives you the reassurance you need to focus on creating a safe, successful experience for everyone involved.

Public liability cover protects your business when someone outside your organisation is injured or suffers damage because of your operations. It's essential protection for customer-facing businesses, helping you handle claims smoothly and protect your reputation.

If your business provides advice, expertise or professional services, this cover protects you against financial claims arising from errors, omissions or negligence. It helps you safeguard your clients, your credibility and the long-term trust you've worked hard to build.

Even with the most robust quality controls in place, accidents happen. Product liability cover protects your business if a product you manufacture, distribute or sell causes damage or injury. It helps you manage risks across your supply chain and ensures you're prepared should an issue arise.

This cover protects you from legal liability for the accidental death or bodily injury of any person employed under a contract of service or apprenticeship, in the course of/in connection with the business.

Motor liability protects your business against claims for injury or damage caused by vehicles used for business purposes. Whether you operate a single company car or a large fleet, it ensures you're covered for the third-party risks that come with travelling on the road.

Pollution liability cover protects your business against claims related to accidental pollution, contamination or environmental damage. It helps you manage regulatory, clean-up and third-party costs. This is an essential safeguard for industries with environmental exposure.

If your business transports passengers for a fee, this cover provides protection if you are found legally liable for injuries or damages to passengers and their belongings following an accident. It ensures your passengers are looked after and your business is protected, no matter the route you take.