Investment Principles
The Wealth Perspective - Second Quarter 2026
In this edition of The Wealth Perspective, our chief investment officer Adriaan Pask examines generational differences in money management and how the growing variety of investment options may shape those behaviours. Head of Sales Thomas Berry explains how to make the most of recent legislative changes to better achieve your investment objectives, while Head of Securities Wendy Myers reflects on what she would tell her 25-year-old self about investing in shares. Next, legal advice specialist Mariska Redelinghuys outlines what to include in your first estate plan, followed by Head of Actuarial and Product Linda Kleynscheldt, who investigates how to start saving for retirement. Finally, Senior Legal Specialist Annalise De Meillon-Muller concludes this quarter’s edition by providing practical examples that emphasise how an early start, discipline and consistency are cornerstones of achieving financial wellbeing.
Fostering the financial wellbeing of future generations starts by ensuring that young people are empowered with the necessary knowledge and tools to pursue their financial aspirations.
Welcome to the latest edition of The Wealth Perspective
In the first half of 2026, markets have presented both opportunity and uncertainty as investors navigate shifting interest rate expectations, evolving inflation trends and geopolitical changes. Periods of volatility underscore the importance of a stable foundation, while a sound understanding of foundational investment principles remains central to implementing financial plans effectively and realising investment objectives. While this applies to all investors, it is particularly relevant for younger people who are taking their first steps towards a secure financial future.
As we commemorate Youth Month and celebrate the people who will shape the future of our nation, it is fitting that the articles in this quarter’s edition are designed to shed light on topics that will be useful to young investors as they seek to build durable financial plans that will serve them well in years ahead.
Financial access and financial literacy
South Africa’s National Treasury recently published its draft National Consumer Financial Education Policy. The policy reveals that, although our local financial system is sophisticated and well regulated, with high levels of access to financial services, these structural strengths do not always translate into improved financial outcomes because of low levels of financial literacy.
Fostering the financial wellbeing of future generations starts by ensuring that young people are empowered with the necessary knowledge and tools to pursue their financial aspirations. At PSG Wealth, we do this by taking a personal approach to building relationships with clients that span generations. Supported by a broad range of investment, savings and wealth management solutions, we aim to help clients adapt their financial plans as their needs and life stages evolve. To ensure that professional advice is accessible and affordable, we also offer an aggregated fee structure for families, which is available
Starting at the beginning
For most young people, creating a financial plan can be daunting. However, it’s about starting early and taking it step by step. Time is one of the greatest assets an investor has, and the actions you take will compound over time, so your first financial plan should focus on direction.
The future will inevitably bring change, but by laying strong foundations early on, you create a framework that can support your financial goals for years to come.
Navigating the future
For expert guidance on setting up a financial plan that caters to your investment and savings objectives, I encourage you to reach out to a qualified financial adviser. I trust that you will enjoy the insights shared in this edition and that they will benefit you on your journey to financial success.
I encourage you to contact us on on 0860 774 774 or at clientservice@psg.co.za for more information on how you can leverage these opportunities to your advantage.
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