Invest from
Monthly Debit order
Contributions
You can only contribute lump sums from a pension fund, provident fund, preservation fund or retirement annuity, or transfer funds from an existing living annuity.
Access to your investment
Each year, you must withdraw between 2.5% and 17.5% of your investment as income. You can select an annuity income as either a rand amount or as a percentage of the market value of your investment. You can choose to have the income paid monthly, quarterly, half-yearly or yearly. Your total investment may be withdrawn if it is less than R125 000.
Note that the annual income level can only be changed on the anniversary date of your investment.
Tax benefits
No taxes are payable on interest, dividends or capital gains earned from the underlying instruments of the investment. Income is paid after tax is deducted and paid over to SARS on your behalf.
Invest from
Monthly Debit order
The PSG Wealth Preservation Fund is a pre-retirement product that helps you to preserve and continue growing your retirement savings once you have left an employer's pension or provident fund. It offers a number of attractive tax benefits, including:
It also helps you to continue saving towards retirement with discipline, as you have to stay invested until age 55. Your selection of underlying investments will have to comply with the limits set by Regulation 28 of the Pension Funds Act (which caps equity and offshore exposures). Choose from a broad range of unit trusts, a selection of hedge funds, and a wide array of shares and other securities through the Private Share Portfolio.
Invest from
Monthly Debit order
The PSG Wealth Retirement Annuity is a personal retirement savings vehicle offering many attractive tax benefits, including: contributions up to a certain amount can be claimed back from tax; proceeds up to a certain amount are tax-free at retirement; investment growth is tax-free; and it helps you save towards retirement with discipline, as you must stay invested until age 55 (with some exceptions).
You can make lump-sum, debit order or ad hoc contributions. You can choose from a range of unit trusts and shares and securities through the Private Share Portfolio. Your selection of underlying investments must comply with Regulation 28 of the Pension Funds Act.
Tax benefits
Contributions up to a certain amount can be claimed back from tax, proceeds up to a certain amount are tax-free at retirement, and investment growth in your retirement annuity is tax-free.
Invest from
Monthly Debit order
Contributions
You can only contribute lump sums from a pension fund, provident fund, preservation fund or retirement annuity, or transfer funds from an existing living annuity.
Access to your investment
Each year, you must withdraw between 2.5% and 17.5% of your investment as income. You can select an annuity income as either a rand amount or as a percentage of the market value of your investment. You can choose to have the income paid monthly, quarterly, half-yearly or yearly. Your total investment may be withdrawn if it is less than R125 000.
Note that the annual income level can only be changed on the anniversary date of your investment.
Tax benefits
No taxes are payable on interest, dividends or capital gains earned from the underlying instruments of the investment. Income is paid after tax is deducted and paid over to SARS on your behalf.
Invest from
Monthly Debit order
The PSG Wealth Preservation Fund is a pre-retirement product that helps you to preserve and continue growing your retirement savings once you have left an employer's pension or provident fund. It offers a number of attractive tax benefits, including:
It also helps you to continue saving towards retirement with discipline, as you have to stay invested until age 55. Your selection of underlying investments will have to comply with the limits set by Regulation 28 of the Pension Funds Act (which caps equity and offshore exposures). Choose from a broad range of unit trusts, a selection of hedge funds, and a wide array of shares and other securities through the Private Share Portfolio.
Invest from
Monthly Debit order
The PSG Wealth Retirement Annuity is a personal retirement savings vehicle offering many attractive tax benefits, including: contributions up to a certain amount can be claimed back from tax; proceeds up to a certain amount are tax-free at retirement; investment growth is tax-free; and it helps you save towards retirement with discipline, as you must stay invested until age 55 (with some exceptions).
You can make lump-sum, debit order or ad hoc contributions. You can choose from a range of unit trusts and shares and securities through the Private Share Portfolio. Your selection of underlying investments must comply with Regulation 28 of the Pension Funds Act.
Tax benefits
Contributions up to a certain amount can be claimed back from tax, proceeds up to a certain amount are tax-free at retirement, and investment growth in your retirement annuity is tax-free.
Invest from
Monthly Debit order
Contributions
You can only contribute lump sums from a pension fund, provident fund, preservation fund or retirement annuity, or transfer funds from an existing living annuity.
Access to your investment
Each year, you must withdraw between 2.5% and 17.5% of your investment as income. You can select an annuity income as either a rand amount or as a percentage of the market value of your investment. You can choose to have the income paid monthly, quarterly, half-yearly or yearly. Your total investment may be withdrawn if it is less than R125 000.
Note that the annual income level can only be changed on the anniversary date of your investment.
Tax benefits
No taxes are payable on interest, dividends or capital gains earned from the underlying instruments of the investment. Income is paid after tax is deducted and paid over to SARS on your behalf.
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