19

March

Deceased estates delayed by the Masters’ Office

19

March

At first glance, it seems obvious why someone would seek out a financial adviser or planner; to make smarter money decisions! But if that were the only reason, personal finance books and online calculators would have made financial planners obsolete long ago. The reality is that the true value of an adviser goes far beyond spreadsheets and portfolio allocations.

14

March

13

March

Acting Deputy Director General: Tax and Financial Sector Policy

13

March

A summary of key Budget provisions and highlights, as well as an infographic of the South African Budget Speech 2025/2026.

05

March

Many people work hard to build up their retirement savings. Still, since the introduction of the new two-pot system, we have seen so many of them unable to resist the temptation of withdrawing from their savings pot long before retirement. They often tend to justify it by pooling multiple expenses together—car repairs, home improvements, school fees, and even lifestyle upgrades—convincing themselves that accessing their retirement savings is the only solution. But the reality is that withdrawing from your retirement funds before retirement is one of the biggest financial mistakes you can make. Here’s why.  

27

February

25

February

Listen to our audio recordings right here, we hope you find them educational and helpful.

24

February

Imagine this: You’re sitting around a table with friends, and the conversation shifts to money. Someone is buying a new car, another just paid off their house, and someone else is debating whether to invest in the stock market or property. Advice gets tossed around freely – “You should do what I did!” – as if there’s a one-size-fits-all approach to financial success.

17

February

17

February

31

January

Who would have thought that an office chair could be bought in a flat box? I found out the hard way a few days ago when I tried to help my daughter assemble her newly bought office chair. Nuts... bolts... and they all must fit somehow. Just short of losing my mind, my daughter stepped in with these kind words: “Don’t worry, Dad. It doesn’t matter how easy it looks; this is not your field of expertise. Whether you like it or not, sometimes you must consult an instruction leaflet, a map or even better, a professional for more assistance.”

01

January

To some, financial freedom seems like an elusive target only reachable by others. With inflation constantly snapping away at our livelihoods, and the ever-present pressure on our spending patterns, the challenge to achieve it is real.

01

January

Many people dream of financial freedom, but the path to achieving it is often misunderstood. It’s not a destination you can reach overnight but rather a carefully navigated journey. To succeed, you must focus on the long term, make smart adjustments, and understand the importance of managing risks and diversification. This article discusses ways to approach this rewarding journey.  

01

January

In today’s unpredictable and fast-paced world, achieving financial success requires more than just saving money or investing in the latest trend. A truly secure financial future is built on a holistic approach that integrates various aspects of financial planning, aligning them with personal goals and objectives.

01

January

Far too often many people consider estate planning to be only for the wealthy or the elderly. However, this couldn’t be further from the truth! It’s never too early or too late to start planning, regardless of your age. Taking the time to plan now can help protect your future and provide security for your loved ones.  

01

January

When constructing an investment portfolio, the savvy investor knows that shares are the single asset class that provides real returns over the long term. However, those who are new to investing may be intimated by this asset class, and short-term market fluctuations (otherwise known as ‘market risk’) can cause them to be hesitant to take that first step. In this article, I highlight the benefits of investing in shares and provide simple guidelines on how to get started.  

01

January

In this edition of The Wealth Perspective our chief investment officer, Adriaan Pask, notes that the path to financial freedom is a journey, not a sprint, and looks at some of the factors to consider in approaching investments with a long-term mindset. Our Head of Sales, Thomas Berry, considers the role of investor behaviour in achieving financial outcomes and Head of Securities Wendy Myers explains that while shares portfolios are often approached with caution by novice investors, they offer significant benefits. Legal and advice specialist Mariska Redelinghuys then delves into the importance of a well-structured estate plan and Linda Kleynscheldt, Head of Actuarial and Product, offers some insights on selecting appropriate products for one’s needs. Finally, advice and product specialist Robyn Laubscher closes off this quarter’s edition by examining the importance of a holistic approach to financial planning.  

01

January

Financial freedom is a goal that many aspire to, yet few truly achieve. It’s often viewed as a simple formula: earn more, save diligently and invest wisely. However, financial freedom also entails establishing sound financial habits early on so you can build enough wealth, passive income streams, or savings to comfortably cover your expenses and live financially free.  

21

November

Renowned South African political journalist, commentator and best-selling author