Offshore Voluntary Investment Plan
Minimum lump-sum
USD/GBP 1 000
This flexible, personal investment portfolio can be tailored to your individual needs and risk tolerance. There are six PSG Wealth Global Funds, ranging from equity to capital preservation-focused funds. Most funds are USD denominated, and two are GBP funds. You can choose any combination of Global Funds, invest lump sum or ad hoc amounts, and withdraw your capital at any time.
PSG Wealth also offers access to these funds via rand-denominated feeder funds.
Endowment
Invest from
R20 000
Monthly Debit order
R 500
Access to your investment
The PSG Wealth Endowment has an initial restriction period of five years during which your access is limited. You can access your investment at any time after the end of the restriction period. During the initial restriction period, you can make one loan from your investment without being charged interest. You can also make one withdrawal without having to pay it back.
Tax benefits
The PSG Wealth Endowment offers tax benefits to investors with a marginal tax rate of more than 30%, as it will reduce the tax payable on your investment growth. It also helps you to save with discipline, as you have a minimum investment period of at least five years. Discover why endowments are tax efficient investments for higher income earners.
Tax Free Investment Plan
Invest from
R6 000
Monthly Debit order
R500
Access to your investment
You can withdraw from your investment in part or in total, at any time during the investment period and there is no fixed investment term. You may also request regular withdrawals on a monthly, quarterly, half-yearly or yearly basis and no exit fees are charged. Note that your withdrawals do not increase your annual contribution limits.
Tax benefits
You can make flexible contributions (lump sum, debit order or ad hoc contributions) up to a maximum of R36 000 per year and R500 000 over your entire lifetime and all growth, dividends and interest earned is tax-free.
Voluntary Investment Plan
Invest from
R20 000
Monthly Debit order
R 500
Access to your investment
The PSG Wealth Voluntary Investment Plan is a flexible, personal investment portfolio that you can access your investment at any time. There is no fixed investment term and you may request regular withdrawals on a monthly, quarterly, half-yearly or yearly basis. No exit fees are charged upon withdrawal from your investment.
Tax benefits
Tax may be payable on income and dividend distributions. Tax on capital gains may be payable when you sell or switch units within the investment. Note that tax reporting is done yearly and you will receive tax certificates to assist you in completing your tax return.
Offshore Voluntary Investment Plan
Minimum lump-sum
USD/GBP 1 000
This flexible, personal investment portfolio can be tailored to your individual needs and risk tolerance. There are six PSG Wealth Global Funds, ranging from equity to capital preservation-focused funds. Most funds are USD denominated, and two are GBP funds. You can choose any combination of Global Funds, invest lump sum or ad hoc amounts, and withdraw your capital at any time.
PSG Wealth also offers access to these funds via rand-denominated feeder funds.
Endowment
Invest from
R20 000
Monthly Debit order
R 500
Access to your investment
The PSG Wealth Endowment has an initial restriction period of five years during which your access is limited. You can access your investment at any time after the end of the restriction period. During the initial restriction period, you can make one loan from your investment without being charged interest. You can also make one withdrawal without having to pay it back.
Tax benefits
The PSG Wealth Endowment offers tax benefits to investors with a marginal tax rate of more than 30%, as it will reduce the tax payable on your investment growth. It also helps you to save with discipline, as you have a minimum investment period of at least five years. Discover why endowments are tax efficient investments for higher income earners.
Tax Free Investment Plan
Invest from
R6 000
Monthly Debit order
R500
Access to your investment
You can withdraw from your investment in part or in total, at any time during the investment period and there is no fixed investment term. You may also request regular withdrawals on a monthly, quarterly, half-yearly or yearly basis and no exit fees are charged. Note that your withdrawals do not increase your annual contribution limits.
Tax benefits
You can make flexible contributions (lump sum, debit order or ad hoc contributions) up to a maximum of R36 000 per year and R500 000 over your entire lifetime and all growth, dividends and interest earned is tax-free.
Voluntary Investment Plan
Invest from
R20 000
Monthly Debit order
R 500
Access to your investment
The PSG Wealth Voluntary Investment Plan is a flexible, personal investment portfolio that you can access your investment at any time. There is no fixed investment term and you may request regular withdrawals on a monthly, quarterly, half-yearly or yearly basis. No exit fees are charged upon withdrawal from your investment.
Tax benefits
Tax may be payable on income and dividend distributions. Tax on capital gains may be payable when you sell or switch units within the investment. Note that tax reporting is done yearly and you will receive tax certificates to assist you in completing your tax return.
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