How to invest
Talk to an adviser
When it comes to trading and investing, there are a lot of options for you to consider. If you need help to evaluate these options fully or do not have time to monitor the markets on your own, it might be a good idea to rely on the advice and expertise of a professional. We have over 250 offices throughout South Africa and one in Windhoek, which means that quality advice is at your doorstep.
Invest online
If you feel comfortable investing on your own, you can register for an online account and get started – simply follow our step-by-step registration processes. This allows you to build your own investment portfolio. Trade securities or invest in our multi-managed solutions, unit trusts from PSG Asset Management or unit trusts from other asset managers.
Investment & Savings
Step 1: Register online and choose the unit trusts for your investment.
Step 2: If you are a new client, send us your FICA documents.
Step 3: Log in and submit your investment instruction.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client
| Administration fee per year (excl. VAT) | ||
| Initial fee | None | |
| Ongoing fee | PSG unit trusts* | Other unit trusts |
| R0 - R1 500 000 | 0.304% | 0.500% |
| > R1 500 000 - R6 000 000 | 0.200% | 0.200% |
| > R6 000 000 | 0.100% | 0.100% |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Step 1: Register online and choose the unit trusts for your investment.
Step 2: If you are a new client, send us your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• bank statement less than one month old
• transferring fund's withdrawal form
• for unit transfers: transfer of units In form
Step 3: Log in and submit your investment instruction.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client fees
| Administration fees (excl. VAT) | ||
| Ongoing administration fee (for investments with a total value less than R50 000) | PSG funds | Other funds |
| <R50 000 | 1.00% | 1.00% |
| Ongoing administration fee (for investments with a total value greater than R50 000) | PSG funds | Other funds |
| First R1 500 000 | 0.304% | 0.500% |
| Next R4 500 000 | 0.200% | 0.200% |
| Above R6 000 000 | 0.100% | 0.100% |
The sliding scales above apply to the total market value across all platform investments linked to your investor number assigned by PSG Wealth.
| Transaction fees | Fees (excl. VAT) |
| Switching fee | None |
| Debit order returning fee | None |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Statutory Charges:
20% of dividends payments are withheld by withholding agents who will then pay the tax to SARS.
Step 1: Register online and choose the unit trusts for your investment.
Step 2: If you are a new client, send us your FICA documents.
Step 3: Nominate your beneficiaries using the Beneficiary Nomination Form.
Step 4: Log in and submit your investment instruction.
Your instruction will be processed automatically.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Note that our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client fees
| Administration fee per year (This product is VAT exempt) | ||
| Initial fee | None | |
| Ongoing fee | PSG unit trusts* | Other unit trusts |
| R0 - R1 500 000 | 0.350% | 0.575% |
| > R1 500 000 - R6 000 000 | 0.230% | 0.230% |
| > R6 000 000 | 0.115% | 0.115% |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Statutory Charges:
20% of dividends payments are withheld by withholding agents who will then pay the tax to SARS.
Retirement
Step 1: Register online and choose the unit trusts for your investment.
Step 2: If you are a new client, send us your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• letter requesting the transfer (addressed to the transferring company)
• for unit transfers: Transfer of Units In Form
Step 3: Nominate your beneficiaries using the Beneficiary Nomination Form.
Step 4: Log in and submit your investment instruction.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client fees
| Administration fee per year (This product is VAT exempt) | ||
| Initial fee | None | |
| Ongoing fee | PSG unit trusts* | Other unit trusts |
| R0 - R1 500 000 | 0.350% | 0.575% |
| > R1 500 000 - R6 000 000 | 0.230% | 0.230% |
| > R6 000 000 | 0.115% | 0.115% |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Step 1: Register online.
Step 2: Complete the application form (which includes your choice of unit trusts for your investment) and send it to us, together your FICA documents.
Step 3: Log in and submit your investment instruction.
We will be in contact with your current pension or provident fund provider to receive the necessary documents and investable funds. Your instruction will then be processed automatically.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client fees
| Administration fee per year (This product is VAT exempt) | ||
| Initial fee | None | |
| Ongoing fee | PSG unit trusts* | Other unit trusts |
| R0 - R1 500 000 | 0.350% | 0.575% |
| > R1 500 000 - R6 000 000 | 0.230% | 0.230% |
| > R6 000 000 | 0.115% | 0.115% |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Step 1: Register online.
Step 2: Complete the application form (which includes your choice of unit trusts for your investment) and send it to us, together with your FICA documents.
If you are transferring from another provider, please provide:
• written application form
• bank statement less than one month old
• letter requesting the transfer (addressed to the transferring company)
• for unit transfers: Transfer of Units In Form
Step 3: Log in and submit your investment instruction.
We will contact your current pension or provident fund provider to receive the necessary documents and investable funds. Your transfer instruction will then be processed automatically.
What banking details do I use?
Please contact our client services team for the bank account details relevant to this product. Our bank account details will only be provided after the verification of the policyholder is confirmed.
Direct client fees
| Administration fee per year (This product is VAT exempt) | ||
| Initial fee | None | |
| Ongoing fee | PSG unit trusts* | Other unit trusts |
| R0 - R1 500 000 | 0.350% | 0.575% |
| > R1 500 000 - R6 000 000 | 0.230% | 0.230% |
| > R6 000 000 | 0.115% | 0.115% |
*Fee is only applicable when investing in a PSG unit trust fund.
Please note:
These fees are the platform administration fees, and further fund specific fees may be charged by the fund manager.
Stay Informed
Sign up for our newsletters and receive information on finance.
