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December 2025

HW de Jager CFA®
PSG Wealth
Christmas brings families together – and together with that, also different personalities, interests and concerns. That is why we decided to place a share in the Christmas stocking of each member of a fictitious family, based on something with which each of them can identify.

Feel free to reach out to PSG Wealth Manager HW de Jager directly.
Dad – TotalEnergies
We chose TotalEnergies for Dad because the family is going on holiday soon and Dad has already started calculating what the petrol is going to cost. Fuel remains a major household expenditure, particularly during long road trips.
TotalEnergies is ’n global energy company that is active in oil, gas and increasingly also in renewable energy. The company has a strong focus on cash flow and dividends, while at the same time it adjusts to the world’s changing energy needs.
Dad therefore gets exposure to today’s energy needs, as well as to those of tomorrow.
Mom – LVMH (Louis Vuitton Moët Hennessy)
Even though Mom is probably not getting a Louis Vuitton handbag for Christmas, she can own a little part of the company herself.
LVMH is the world’s biggest luxury-goods group and owns an impressive portfolio of brands built up over decades. The power of LVMH lies in its brand loyalty, global presence and ability to increase prices without sacrificing demand.
Luxury is not just pretty – it can also be profitable.
Boy – Taiwan Semiconductor Manufacturing Company (TSMC)
He spends hours in front of a screen with computer games, video game consoles and on online platforms – everything requiring powerful computer processing.
TSMC is the world leader in the manufacturing of advanced semiconductors, which are used in game consoles, graphics cards, smartphones and artificial intelligence. Without these chips modern technology would simply grind to a standstill.
It is an investment in the brain behind every game, app and algorithm.
Girl – MTN Group
She is on her phone almost constantly – on social media, videos, messages and online calls. That is why she not only needs an MTN data package, but also shares in the network that keeps her connected.
MTN is one of Africa’s biggest telecommunication companies and plays a key role in digital access, mobile data and financial services. With increasing smart-phone and data usage in developing markets MTN remains strategically well positioned.
If you use data every day, why not also share in its value?
Grandpa – Naspers
Even though Grandpa is upset because his newspapers are no longer printed like in the past, he continues to like the company that still has a strong foot in media and technology.
Naspers has developed over decades from a traditional media company into an international investment structure with exposure to technology and internet businesses. Its core value lies in its global assets and focus on long-term growth.
The paper is gone – but the potential is bigger than ever.
Grandma – Johnson & Johnson
Grandma is always concerned about everybody’s health – from vitamins to that ‘just-not-quite-well’ feeling.
Johnson & Johnson is a global leader in healthcare, with decades of experience in pharmaceutical and medical innovation. The company is known for its stability, sustainable growth and consistent dividends.
An investment focusing on care, sustainability and longevity – just like Grandma.
More than just a Christmas present
These Christmas-stocking shares are investments that concern not only markets and graphs, but also lives, habits and stories. A well-chosen share can start a conversation, build financial awareness and over years add real value.
Because sometimes the best gift is not something you open – but something that grows with you.
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