Fraudulent Telegram and WhatsApp groups
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September 2021

Ross Marriner CFP®
Wealth Adviser
Read some interesting articles to guide you on your path to financial improvement

“ Timeless good tips ”
Careful estate planning is critical
Financial Planning – Your loyalty may be rewarded
Retiring early comes at a cost
It pays to have appropriate life cover
The world experiences irrational investment bubbles from time to time
An increasing number of South African are investing offshore
Investing in property may not be suitable for everyone
Take advantage of tax-saving opportunities, otherwise you may pay more tax
Critical illnesses can be costly
Have a strong personal balance sheet
How much is enough for retirement?
Financial education for children
An emergency fund is essential
Markets setbacks are uncomfortable
Domestic and offshore diversification is key
Stay Informed
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