This Easter, it’s time to put all your eggs in one basket.

For a successful financial future, you need to save for the short, medium, and long term. It requires a large amount of financial planning. You also need investment protection, insurance cover, and medical aid against unexpected events.

Planning for the future takes time and knowledge. If you try and do it yourself, you will find that it takes up most of your time. The result is that it could take years before you have a comprehensive plan in place across all spheres of finance. You may also miss out on some opportunities due to a lack of knowledge or experience.

The alternative is to put all your eggs in one basket by using the services of a comprehensive financial planner. The advantage of using a comprehensive financial planner is that it can help you manage all your financial needs under one roof. So that you won't miss any opportunities or forget about important aspects of planning for the future. They will also ensure that all aspects of your funds and products work together towards the same goal and avoid canceling each other out or reducing returns unnecessarily.

It could be a real game-changer for some people, especially those who've never given their whole holistic financial plan much thought.

That means managing everything, including your investments, savings, risk cover, insurance, medical aid, and GAP cover, from one basket so that a professional adviser can keep an eye on it. It doesn't mean that you will consolidate your risk, but rather that you will use a single point of contact to handle all your money matters, leaving more time for you to focus on the things you enjoy.

Holistic financial planning

Holistic financial planning is an important process that considers all aspects of your life, including all assets and liabilities, to create a customised plan. It is designed to assist you in achieving your financial goals and, at the same time, help to provide financial security for yourself and your family. It can be beneficial if you have substantial assets or investment portfolios. It's also useful if you are acquiring assets such as property or if you have started a business. It can also be very beneficial if you are going through significant changes in your personal circumstances, such as getting married or having children for the first time.

There's a lot more to financial planning than just investing. Many people think that if they have an investment plan and a retirement account, they're doing enough. But if you have any debts at all, if you aren't saving for your children's education, if you don't have adequate insurance protection, your financial plan is not complete.

Areas that need to be addressed to ensure that an individual is adequately protected and prepared for their future.

These include:

• Investment planning
• Retirement planning
• Income protection
• Estate planning
• Debt management
• Education savings plans
• Tax planning
• Risk cover
• Insurance needs
• Medical aid cover
• GAP cover

Some people worry about whether having a single adviser is too risky, but it is actually valuable to have one adviser who knows your situation and can provide you with unbiased advice on the best course of action for all your financial planning needs.

We can assist you in starting putting all your eggs into one basket, giving you peace of mind knowing that all your financial matters are taken care of. And by having all the information in one place, we can provide a more accurate picture of where you are now financially, where you want to be in the future and how you can get there faster.