26

Jun

Adriaan Pask

As South Africa observes Youth Month, it is an ideal time to reflect on how financial literacy and strategic planning can help bridge the generational gap in managing and transferring wealth. Whether you are part of the older generation aiming to preserve and pass on your assets, or a younger family member seeking to grow and protect that inheritance, successful intergenerational wealth management requires more than investment knowledge – it calls for open communication, education and values-driven decision-making.    

26

Jun

Wendy Myers

Shares and derivatives each have their own distinct place in investing. In this article, I explore the differences between these two financial instruments and explain how investors can use these products effectively to reach their financial goals.  

26

Jun

Linda Kleynscheldt

In the previous edition of The Wealth Perspective, we explored choosing the right product (or investment vehicle) to support your journey towards your destination of financial freedom. However, the investment world also has various different investment instruments that form the underlying foundation of the product/s you select. In the same way as buying a car involves choosing a type of vehicle and then deciding on a specific brand or model, investing entails selecting both the type of product and its underlying investment instruments. The investment instruments refer to the types of funds or asset groups in which you invest.  

27

Mar

Thomas Berry

Financial freedom is a goal that many aspire to, yet few truly achieve. It’s often viewed as a simple formula: earn more, save diligently and invest wisely. However, financial freedom also entails establishing sound financial habits early on so you can build enough wealth, passive income streams, or savings to comfortably cover your expenses and live financially free. 

27

Mar

Wendy Myers

When constructing an investment portfolio, the savvy investor knows that shares are the single asset class that provides real returns over the long term. However, those who are new to investing may be intimated by this asset class, and short-term market fluctuations (otherwise known as ‘market risk’) can cause them to be hesitant to take that first step. In this article, I highlight the benefits of investing in shares and provide simple guidelines on how to get started.  

27

Mar

Linda Kleynscheldt

To some, financial freedom seems like an elusive target only reachable by others. With inflation constantly snapping away at our livelihoods, and the ever-present pressure on our spending patterns, the challenge to achieve it is real.

27

Mar

Thomas Berry

Financial freedom is a goal that many aspire to, yet few truly achieve. It’s often viewed as a simple formula: earn more, save diligently and invest wisely. However, financial freedom also entails establishing sound financial habits early on so you can build enough wealth, passive income streams, or savings to comfortably cover your expenses and live financially free. 

27

Mar

Wendy Myers

When constructing an investment portfolio, the savvy investor knows that shares are the single asset class that provides real returns over the long term. However, those who are new to investing may be intimated by this asset class, and short-term market fluctuations (otherwise known as ‘market risk’) can cause them to be hesitant to take that first step. In this article, I highlight the benefits of investing in shares and provide simple guidelines on how to get started.  

12

Dec

Wendy Myers

Retirement isn’t just about reaching a certain age and stopping work. It’s about ensuring that your savings and investments can provide a sustainable income to cover your living expenses, medical expenditure and lifestyle needs well into the future. The goal is to replace your salary with a steady income while managing the risks that come with living longer and navigating inflation.  

12

Dec

Thomas Berry

In this article, I discuss the two-pot retirement system, which aims to enhance retirement outcomes for South Africans by keeping the majority of their future retirement contributions invested for retirement while allowing limited access to a portion of their funds before retirement.