27

Mar

Thomas Berry

Financial freedom is a goal that many aspire to, yet few truly achieve. It’s often viewed as a simple formula: earn more, save diligently and invest wisely. However, financial freedom also entails establishing sound financial habits early on so you can build enough wealth, passive income streams, or savings to comfortably cover your expenses and live financially free. 

27

Mar

Wendy Myers

When constructing an investment portfolio, the savvy investor knows that shares are the single asset class that provides real returns over the long term. However, those who are new to investing may be intimated by this asset class, and short-term market fluctuations (otherwise known as ‘market risk’) can cause them to be hesitant to take that first step. In this article, I highlight the benefits of investing in shares and provide simple guidelines on how to get started.  

04

Jul

Wendy Myers

There is no ideal age to start investing. In fact, the greatest asset any investor has is time, which implies that the earlier and younger an investor starts their investment journey, the better.

05

Oct

Wendy Myers

When it comes to the world of investing, many people have no idea where to start, how to invest, and what risks are prevalent when investing. The aim of this article is to debunk the myths surrounding trading in shares and to help you to make informed decisions that will stand you in good stead in the long run. 

05

Oct

Wendy Myers

It is finally starting to feel like winter is behind us. The weather is becoming warmer, bringing that unique spring feeling of transformation and new beginnings.  This is the time to do a bit of spring cleaning, dust off your approach to investing, and take a fresh look at what you can do now to create a lasting legacy. If you haven’t already started, now is the time to take control of your future by building wealth for the long term.

27

Mar

Thomas Berry

Financial freedom is a goal that many aspire to, yet few truly achieve. It’s often viewed as a simple formula: earn more, save diligently and invest wisely. However, financial freedom also entails establishing sound financial habits early on so you can build enough wealth, passive income streams, or savings to comfortably cover your expenses and live financially free. 

05

Oct

Nirdev Desai

For most, real incomes haven’t kept up with inflation over the past five years. Disposable income is low, exacerbated by higher debt-servicing costs resulting from increased interest rates and the weakened purchasing power of the rand. In times like these, it is easy to develop a scarcity mindset, protect what one has, and develop a risk-off investment outlook – all of which leads to a short-term focus. This scarcity mindset is compounded by headlines and newsfeeds vying for our attention that employ shock tactics on issues such as politics, the environment, markets, and the economy.

12

Dec

Thomas Berry

In this article, I discuss the two-pot retirement system, which aims to enhance retirement outcomes for South Africans by keeping the majority of their future retirement contributions invested for retirement while allowing limited access to a portion of their funds before retirement.  

26

Jun

Wendy Myers

Shares and derivatives each have their own distinct place in investing. In this article, I explore the differences between these two financial instruments and explain how investors can use these products effectively to reach their financial goals.  

26

Jun

Linda Kleynscheldt

In the previous edition of The Wealth Perspective, we explored choosing the right product (or investment vehicle) to support your journey towards your destination of financial freedom. However, the investment world also has various different investment instruments that form the underlying foundation of the product/s you select. In the same way as buying a car involves choosing a type of vehicle and then deciding on a specific brand or model, investing entails selecting both the type of product and its underlying investment instruments. The investment instruments refer to the types of funds or asset groups in which you invest.