29

May

It’s one of the oldest clichés in the book – but when it comes to investing, few phrases ring truer. In the financial world, time isn’t just a measure; it’s a multiplier. Yet, many people underestimate just how much time – not timing – can influence long-term wealth. Time is the most valuable asset in your investment toolbox and harnessing it wisely can turn even modest savings into meaningful financial security.

29

May

Dis wel een van die oudste clichés in die boek, maar baie relevant wanneer beleggings ter sprake is. In die finansiële wêreld is tyd nie net ʼn maatstaf nie – dis ʼn vermenigvuldiger. Tog onderskat baie mense die groot invloed wat tyd – nie tydsberekening nie – op langtermynwelvaart kan hê. Tyd is die waardevolste bate in jou beleggingsarsenaal en as jy dit oordeelkundig gebruik, kan dit selfs ʼn beskeie spaarbedraggie in betekenisvolle finansiële sekuriteit omskep.

28

May

Dit is nie net markopbrengste of portefeuljesamestelling wat die uitkomste van langtermynbeleggings bepaal nie – beleggersgedrag speel ook ʼn geweldig groot rol. Trouens, navorsing toon deurgaans dat welvaart vinniger as gevolg van emosionele en gedragsfoute uitgewis kan word, as in die geval van ʼn ineenstorting van die mark. Die ironie? Die meeste beleggers is hul eie grootste vyand. Hier is ʼn paar van die mees destruktiewe gedragseienskappe wat portefeuljes skade berokken, in volgorde van belangrikheid:  

28

May

When it comes to long-term investing, it’s not just market returns or portfolio construction that matter — investor behavior plays a massive role in determining outcomes. In fact, research consistently shows that emotional and behavioral mistakes can wipe out wealth faster than a market crash. The irony? Most investors are their own worst enemy. Here’s a look at the most destructive behavioral traits that damage portfolios, ranked in order of importance:

26

May

Keeping our financial affairs in order is becoming increasingly important today.  We are faced with a huge variety of insurance, investment and saving products and solutions and most people do not have the time, experience or expertise to deal effectively with these matters.   Getting it wrong could have disastrous consequences leading to additional tax payments, erosion of our capital and even a reduction in our standard of living.  This is where a qualified, professional Financial Planner is well positioned to provide valuable support and guidance.

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May

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May

Director: Frans Cronje Private Clients (Pty) Ltd: Political and economic analyst

21

May

President Donald Trump se onlangse aankondiging van invoertariewe en die daaropvolgende reaksie van groot wêreldmonopolieë soos China, Kanada en die Europese Unie het veroorsaak dat aandelemarkte wêreldwyd oornag getuimel en winste ter waarde van triljoene dollar op die aandelebeurse uitgewis is.

21

May

President Donald Trump’s recent import tariff announcement and the subsequent response of major global monopolies such as China, Canada and the European Union have caused global stock markets to tank overnight wiping out stock market profits worth trillions of dollars.

21

May

Real financial planning goes far beyond spreadsheets, securities and stocks. It’s about connecting money to life. And sometimes, the most important questions aren’t just “Can we afford it?”, but, “Is this the right decision for our lives right now?”  

20

May

Volatility is expected to remain high for some time globally. In this edition, we explore how investors can navigate this uncertainty and still aim to grow and maintain their wealth. Fund Manager Shaun le Roux discusses positioning portfolios for policy changes affecting the macro environment, Head of Equities Justin Floor highlights the role special situations can play in adding sources of uncorrelated returns to portfolios and Fund Manager Dirk Jooste highlights how the PSG Stable Fund targets an asymmetric return profile while retaining a meaningful allocation to growth assets.

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May

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13

May

‘Onthou, Oom, as dit te goed is om waar te wees. . .’

13

May

Dr Lourens Bosman, ’n baie senior predikant in die NG Kerk en ten nouste betrokke by strategiese beplanning, sê onlangs jy kan nie ’n belangrike aspek soos die visie van ’n organisasie een keer met die lede van die organisasie deel en dink dit is genoeg nie – jy kan die herhaling van daardie boodskap met 10 vermenigvuldig voordat dit behoorlik gehoor en ingeneem word.

29

April

As hard as it is to believe, we find ourselves in May once again. Each year around this time, I remind investors who rely on market myths and sayings to ensure that the actual data supports what they believe to be true.